Life happens and crises occur. If we lived in a perfect world, we?d all live on beautiful beaches and never have to work! But the reality is that life is messy and sometimes our expenses are greater than our income.
Here is how to deal with any negative financial situations when they arise.
The first course of action is preventative: You should create a budget and stick to it. A budget is simple to create. You simply list all of your average monthly expenses on one side of a paper and all of your average monthly income on the other side. Then, make sure that the total in the income side is greater. Be sure to include on the expenses side two line items: current enjoyment and future savings. Put at least 10% of your income away into the ?future savings? line a View the rest of this article
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