If you want to get out of debt and stay out of debt, credit cards are extremely dangerous. It's all too easy to say yes to everything that you like the look of in the shops, and end up sticking it on your card.
Why? Because it doesn’t feel like spending money!
You don’t have to cross the psychological barrier of handing over a thick wad of notes every time you make a purchase. Instead you hand your card over, the assistant swipes it and then hands it back to you. You’ve not actually parted with anything.
And what’s more, credit cards give you the opportunity to get the goods home and use them long before you have to start paying for them. This can be up to eight weeks later. So by the time you re View the rest of this article
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